A conventional mortgage refers to any loan that is not insured or guaranteed by the federal government, as opposed to government-insured loans such as those from the Federal Housing Administration (FHA), U.S. Department of Veteran Affairs (VA) and U.S. Department of Agriculture (USDA). The Loans by K.C. team is an experienced staff of Conventional Underwriters ready to stamp “approved” your loan application! If you need flexible programs and wholesale rates, call K.C. today to explore your conventional mortgage options.


VA loans are guaranteed by the Department of Veteran Affairs and funded through approved lenders such as us. We are your Las Vegas experts on VA mortgage loans and have funded millions of dollars under this program. Whether you are PCSing to Nellis or Creech, we have the the very best VA mortgage rate and service terms for you! And of course, thank you for your service.


Do you need a loan amount over $453,100? Loans by K.C. has the very best investors that are seeking Jumbo clients and we are very active in the Jumbo arena. Do you need flexible Jumbo options, low documentation of income or a creative down payment? Then call us for unique Jumbo financing.


A Non-Qualified Mortgage is any home loan that doesn’t comply with the Consumer Financial Protection Bureau’s (CFPB) existing guidelines. If for example you can’t provide the fully documented income required for a traditional Qualified Mortgage; even if you have stellar credit, assets, and employment history, then a non conventional approach might be right for you.
We have several Non-QM programs and can provide prospective clients with options that extend beyond these agency guidelines. If you need this flexibility to qualify for a loan, then the Loans by K.C. team has the loan program that’s right for you.


FHA loans are mortgages administered by the US Department of Housing and Urban Development and insured by the Federal Housing Administration (FHA).  As an approved FHA lender, let our in-house Direct Endorsed underwriting team secure your best FHA loan. If you’re saddled with a limited down payment or have tarnished credit, then let the experts on the Loans by K.C. team fund your low rate FHA mortgage.

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6475 S. Rainbow Blvd. Ste 102
Las Vegas, NV 89118

NMLS# 1031758, Xinnix Certified, CMPS


Direct: 702-888-2251
Office: 702-730-2085